^{My Services}
Solutions That Actually Fit Your Life

^{How I Help}
Less Jargon, More Results

Here's the thing about financial planning — it only works if it's built around your life, not a textbook. That's why I take the time to understand what you're dealing with before I recommend anything. Whether it's a big-picture strategy or a specific challenge you're working through, I keep things practical, transparent, and focused on what matters to you. My job is to make this process feel less like a chore and more like progress.

^{My Solutions}
Here's What I Bring to the Table

Your financial life has a lot of moving parts. These are the areas where I can step in, roll up my sleeves, and help you move forward.

Financial Education

The more you understand, the more empowered you are. I love helping my clients build financial knowledge that sticks. I'm not going to quiz you or talk in acronyms — I want to make sure you understand the reasoning behind every decision we make together. When you know the "why," you're in a much better position to stay confident and engaged with your own financial plan.

Cash Flow Analysis

It's hard to plan for the future if you're unsure where your money is going today. Let's get a clear view of your cash flow and find opportunities. This isn't about judging your spending habits — it's about understanding them so we can make smarter decisions together. Once we know where your money is going, we can figure out where it should be going.

Debt Management

Debt doesn't have to hold you back. I'll help you put a plan together to manage it while still making progress toward your bigger goals. Not all debt is created equal, and sometimes the smartest move isn't to pay everything off as fast as possible. I'll help you figure out what to prioritize, what to restructure, and how to make your debt work within a broader strategy instead of against it.

Retirement Planning

Retirement looks different for everyone. Let's map out what yours could look like and build a strategy to help you get there. Maybe that means traveling, starting a second act, or simply having the freedom to do what you want on a Tuesday. Whatever your version of retirement looks like, I'll help you figure out what it takes to get there — and keep you on track along the way.

Education Strategies

Saving for education is a big goal for a lot of families. I'll help you explore the options that make the most sense within your larger plan. There's no shortage of vehicles — 529 plans, Coverdell accounts, custodial accounts, and more. I'll help you cut through the noise, weigh the trade-offs, and find a strategy that supports your family's education goals without sidelining your other priorities.

Small Business Guidance

Running a business is a financial journey of its own. I help business owners connect the dots between their personal and professional goals. Things like retirement plans, tax strategy, succession planning, and liability management all need to work together. I'll help you step back and see how the pieces fit — because your business and your personal finances are more connected than most people realize.

Portfolio Management

I'll help you build a portfolio that reflects your goals and risk tolerance — and keep a close eye on it as things change. But this isn't a "set it and hope for the best" situation. I stay engaged with your investments, reviewing performance, rebalancing when it makes sense, and making sure your portfolio evolves as your life does. You shouldn't have to lose sleep over market swings — that's my job.

*Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.

Risk Management

Life throws curveballs. I'll help you identify potential risks and put strategies in place so you're better prepared for the unexpected. We're not just talking about market dips — we're talking about job changes, health events, or anything else that could knock your plan off course. I look at your full picture and build in flexibility so that when the unexpected shows up, your finances can handle it.

*All investing involves risk including loss of principal. No strategy assures success or protects against loss.

Estate Strategy

Thinking about what you leave behind doesn't have to be overwhelming. I'll work with you and your legal team to create a thoughtful plan. It's one of those things that's easy to put off, but having a clear estate strategy in place means the people you care about are taken care of the way you intended. I'll help you think through the big questions and make sure the financial side is handled properly.

*Luminary Planning and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.

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No pressure, no obligations — just a real conversation about where you are and where you'd like to go. I'd love to hear your story.

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My ServicesSolutions That Actually Fit Your Life

How I HelpLess Jargon, More Results

My SolutionsHere's What I Bring to the Table