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1325 Quincy St NE, Suite B1-9, Minneapolis, MN 55413

612-643-5080
ericka@luminaryplanning.com
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Let's Make Your Money Work Smarter

Whether you're just getting started or rethinking your retirement, I'm here to help you make informed decisions and feel good about your financial direction.

What I do
Financial Guidance That Meets You Where You Are

No matter where you are on your financial journey, I work with you to build a plan that makes sense for your life — not someone else's. Think of me as a sounding board, a strategist, and an advocate all in one.

WELCOME
Your Goals, Your Plan, Your Terms

I got into this work because I believe everyone deserves a financial professional who actually listens. Before I build any strategy, I want to know what keeps you up at night, what gets you excited, and what "success" really looks like for you. From there, we work together to create a plan that evolves as you do.

My Solutions
The Support You Need, When You Need It

Life doesn't come in neat categories, but having the right support in the right areas can make a real difference. Here's how I can help.


Financial Education

The more you understand, the more empowered you are. I love helping my clients build financial knowledge that sticks.

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Cash Flow Analysis

It's hard to plan for the future if you're unsure where your money is going today. Let's get a clear view of your cash flow and find opportunities.

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Debt Management

Debt doesn't have to hold you back. I'll help you put a plan together to manage it while still making progress toward your bigger goals.

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Retirement Planning

Retirement looks different for everyone. Let's map out what yours could look like and build a strategy to help you get there.

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Education Strategies

Saving for education is a big goal for a lot of families. I'll help you explore the options that make the most sense within your larger plan.

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Small Business Guidance

Running a business is a financial journey of its own. I help business owners connect the dots between their personal and professional goals.

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Portfolio Management

I'll help you build a portfolio that reflects your goals and risk tolerance — and keep a close eye on it as things change.

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Risk Management

Life throws curveballs. I'll help you identify potential risks and put strategies in place so you're better prepared for the unexpected.

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Estate Strategy

Thinking about what you leave behind doesn't have to be overwhelming. I'll work with you and your legal team to create a thoughtful plan.

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About My Firm
Real Conversations. Real Strategies. Real Results.

I started this practice because I believe financial planning should feel approachable — not intimidating. Over the years, I've had the privilege of working with people from all kinds of backgrounds, and the common thread is always the same: they want someone who will be straight with them. That's exactly what I do. I take the time to understand your world, explain things in plain language, and build strategies that actually fit the life you're living. No jargon, no pressure — just honest guidance from someone who's genuinely in your corner.

The Process
Simple, Straightforward, and Built Around You

I don't believe in overcomplicating things. My process is designed to be clear from day one so you always know what to expect.

1. Get Clear
Start With a Conversation

We'll sit down, get to know each other, and dig into your financial life — your goals, your concerns, and everything in between.

2. Get a Plan
Map Out Your Strategy

I'll put together a personalized financial strategy based on everything we've discussed — one that actually fits your life.

3. Get Moving
Stay the Course Together

Your plan isn't a one-and-done document — I'll be right there with you to adjust, refine, and keep things moving in the right direction.

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My Resources
Good Reads, Smart Thinking

I like sharing ideas that help my clients think differently about money and life. Browse the latest articles, guides, and insights below.

The Cost of Procrastination

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
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Personal Finance Tips for Military Families

Personal Finance Tips for Military Families

Military families face unique challenges, making personal finance even more critical.
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How Income Taxes Work

How Income Taxes Work

A quick look at how federal income taxes work.
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Get Started
Let's See If We're a Good Fit

No pressure, no obligations — just a real conversation about where you are and where you'd like to go. I'd love to hear your story.

Start Your Journey